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How will you repay your mortgage?

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What types of mortgage are there?


A repayment mortgage will repay the outstanding balance over the term of the mortgage. As long as you keep up with your repayments over the term of the mortgage you will repay the mortgage in full by the end of the term.

Interest only

An interest only mortgage is where you only pay the interest on the loan over the term of the mortgage. That means at the end of the term you will still owe the lender the original capital borrowed.

Part and part

A part and part mortgage is where you have part of the mortgage as a repayment and part as an interest only. In this instance by the end of the mortgage term you will have repaid the repayment portion of the mortgage but still owe the lender the capital you only paid the interest on.

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How we can help

We know it is important you understand how you are going to repay your mortgage. Our mortgage advisers will ensure you do understand before making any mortgage application on your behalf.

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