News and insight

Offset mortgages in view

by Cheyne Wilcocks MSc, DipPFS | 29th July 2019 | Insight

A look at offset mortgages - in a nutshell, whilst you have borrowings greater than your savings you will only ever pay interest on the borrowings once your savings have been offset.

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Living protection in view

by Cheyne Wilcocks MSc, DipPFS | 22nd July 2019 | Insight

A look at the two main options available when considering protection when living, critical illness cover and income protection and how their differences may influence your priorities when considering such cover.

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Relief on its way for mortgage prisoners

by Cheyne Wilcocks MSc, DipPFS | 29th March 2019 | What the papers say

Financial Conduct Authority (FCA) published a consultation paper proposing changes in their affordability rules to help consumers trapped in mortgage deals.

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UK prices and earnings confirm divergence

by Cheyne Wilcocks MSc, DipPFS | 26th February 2019 | What the papers say

A clear divergence between the Consumer Price Index (CPI) and Average Weekly Earnings (AWE) has emerged.

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Income protection solution for the self-employed

by Cheyne Wilcocks MSc, DipPFS | 16th February 2019 | Insight

What happens if you are unable to work because you are seriously ill or suffered an accident or disability? Who is going to pay the bills and general living expenses?

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Bank of England holds base rate

by Cheyne Wilcocks MSc, DipPFS | 12th February 2019 | What the papers say

Following the Bank of England's Monetary Policy Committee (MPC) meeting, on Thursday 7th February, they unanimously decided to keep the base rate at 0.75%.

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