The sad truth is many people will experience illness and/or disability that will prevent them from working.
Many employers will have a finite time they will continue to pay their employees whilst they are in recovery.
What happens when the employer stops paying? This is where income protection (IP) comes in. This is a life policy
that pays a monthly income should you suffer loss of earnings due to accident or illness.
Moreover, an IP policy will protect your income for a fixed term. Within this term there is normally no restriction
on the number of claims that can be made.