Permanent health insurance

Permanent health insurance is a life policy that protects your income in the event of you being unable to work due to illness or disability.


Such a policy is usually used to compliment any prolonged sickness benefits you may be entitled to from your employer. Therefore, should you be unable to work for a period of time that extends passed the entitlement from your employer this policy will continue to provide an income until the end of the policy term or such time until you are able to return to work. If you have no such benefits from your employer, or self-employed, this policy is essential to protect you and your family from unnecessary financial hardship resulting from you being unable to work due to illness or disability.



As we are independent protection advisers we have access to the entire protection market ensuring we can source the best value plan to meet your and your family needs and budget.



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